Build a Monthly Budget
Know where your money goes before it disappears. One spreadsheet changes everything.
Most people don't know what they actually spend. Budgeting is the foundation of all financial decisions.
Scenarios
Where Did My Money Go?
It's the 20th of the month. You have $47 in your checking account. You got paid on the 1st. You're not sure what happened. Sound familiar?
The Subscriptions Eating Your Paycheck
You got a new job paying $3,200/month after taxes. You feel like you should be doing fine but somehow you're still broke by the 25th. A friend suggests you might have a subscription problem.
Your First Real Paycheck
You just got your first real full-time job: $52,000/year ($3,640/month after taxes and health insurance). You've never had money like this before and you're not sure what to do with it. Rent is $1,100, and beyond that everything is unclear.